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Choose a home loan provider who is transparent w.r.t. processing fee and other related charges. Improve your credit score by creating a reasonable track record of timely repayments so that you achieve a high credit score which would improve your prospects of getting a home loan. Interest rates on home loan are lower than other types of loans. Availing a housing loan has become very affordable today.
You can click on the link beside the loan type for more information. What are the other details available on the app? The other details available on the app that are related to your loan are EMI calculator, loan amortisation schedule, and other tools to manage your loan.
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You need to find ways to improve your credit score. By practicing financial discipline, you could show potential lenders that you are not a credit risk. You can also use HDFC home loan status tracker to view the status of your loan application. Now all you have to do is pay the processing fees and your online loan application is complete. HDFC has made it convenient for you to check your home loan status on the official mobile app. For this, you need to have your mobile number registered with the bank.
The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. HDFC may at its sole discretion, at any point during the subsistence of the loan agreement, alter the interest rate reset cycle on a prospective basis. You are required to pay 10-25% of the total property cost as ‘own contribution depending upon the loan amount. 75 to 90% of the property cost is what can be availed as a housing loan. In case of construction, home improvement and home extension loans, 75 to 90% of the construction/improvement/extension estimate can be funded.
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The prepayment charges are subject to change as per prevailing policies of HDFC and accordingly may vary from time to time which shall be notified on . Incidental charges & expenses are levied to cover the costs, charges, expenses and other monies that may have been expended in connection with recovery of dues from a defaulting customer. A copy of the policy can be obtained by customers from the concerned branch on request.
In addition to the online methods given above, the bank also offers a few offline methods for customers to check the status of their loans. The best way to do this offline is by visiting the branch office of HDFC. All the top cities in India have multiple locations of HDFC branches. When you visit the branch office, you need to provide the reference number that was given to you at the time of loan application. With this application number, the bank official will be able to provide you the status of your loan.
End to End Digital Process
If you are applying with a co-applicant, you must submit the same set of documents of the co-applicant, and they must sign the application form too. As per the terms and conditions set by HDFC Bank, personal loan borrowers can close their loan account after the payment of 12 EMIs. Once you have downloaded the application, you can check out the list of loan products offered by HDFC Bank. Once you fill in the verification code, the status of your personal loan will be provided by the bank. On clicking the ‘loans’ section, you will be able to track you home loan application through HDFC website . In practice, a shorter tenure results in higher EMIs, but helps you save on the total interest payout of the loan.
With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. If you have already applied for the loan, you can choose the personal loan option in this app and check your application status.
How to know your HDFC Bank Home Loan Status Offline (SMS/call)
Definitely I will recommend HDFC for home loan requirement. Online system for approval is good with no time losses and with less travel with due verification. In this challenging situation, the entire process was carried out in a smooth way. Even the query raised was sorted out in a very short time with no hurdle. Every person involved in the inquiry procedures were courteous.
HDFC is India’s premier housing finance company offering a wide range of home loan products that are customized to your needs and can be comfortably repaid over a longer tenure. HDFC’s end-to-end digital home loan application process, integrated branch network across the county and 24X7 online assistance can make your home owning journey a memorable one. Home loans have one of the lowest interest rates as compared to other loan products such as auto loans and personal loans. Opt for a home loan provider who offers longer tenure loans, flexible repayment options etc.
You may also choose to log in to the site with your Google ID or Facebook ID and then track the personal loan application status. The reference number is a unique number assigned by HDFC bank to you during loan application. This number is mandatory to check your HDFC home loan status online or on the bank’s mobile app. Call the HDFC Ltd. customer service line to inquire about the status of your home loan.
HDFC Bank customers can make use of the personal loan eligibility calculator to know if they are eligible. The eligibility calculator will take into consideration the age of the applicant, income, loan amount and tenure chosen, etc. You can check your HDFC Bank personal loan status on the website of HDFC Bank or at the nearest branch of HDFC Bank.
To get the number, you can refer below to know the phone number to contact HDFC Ltd. As always, keep your application ID/reference number handy to ascertain the status of your home loan application. Once you have applied for a home loan through HDFC Bank, you would want to know what the status of your application is. This can be checked online as well as offline, on your mobile device as well as on a personal computer. If you have applied for HDFC Bank home loan through BankBazaar, you can track your application status on the BankBazaar website too by clicking on ‘Track Application’ on the top right-hand corner of the site.
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